The problem for generating representative set and summarization has been done by many researchers. We would like report some of the excellent and most related work. Scene Summarization for Online Image Collections by simon, examines the distribution of images in the collection to select a set of canonical views to form the scene summary, using clustering techniques on visual features using SIFT. The author summarized all images based on likely hood, coverage and orthogonality. Our approach is similar with the clustering technique and selection categories. But, the key difference between and our approach is generating windows before clustering phase. The author summarizes images based on spatial patterns in photo sets, as well as textual-topical patterns and user (photographer) identity cues. The key difference between and our approach is that we are not using geo-referenced images in our experiments. We highly focus on low level features of images.

The author generates diverse and representative image search results for landmarks based on context- and content-based tools. To do that the author used location and other metadata as well as tags associated with images, and the images’ visual features. The work is somewhat different with Simon because the author starts from the tags that represent landmarks while the author used also SIFT for the visual features comparison. The differences with our approaches that we are not using metadata associated with images as well as image tags. We only concentrate on visual features of images.

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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