M-learning is defined as the delivery of learning contents to the learners with the help of mobile computing devices. There are some specialties of m-learning as compared to other types of learning activities. In m-learning, learners are continually on move. The revolution in education by wireless technologies, transforms the traditional learning and teaching method into ‘anytime’ and particularly ‘anyplace’ education. A number of handheld computers offer telephone functionality as well as e-mail and Internet access, along with PDA features. From technological point of view, hardware advances and wireless networking are the two key components of m-learning. Other than PDAs, mobile phones and MP3 players are also used. An m-learning educational process can be considered as any learning and teaching activity that is possible through mobile tools or in settings where mobile equipment is available. M-learning is the next progressive step of e-learning. M-learning is coined to describe the convergence of mobile technologies with e-learning.

The point of intersection of mobile computing and e-learning is the m-learning. Since m-learning is done through wireless networking which is a component of mobile computing, it is necessary to know about mobile computing. Mobile computing is defined as a form of human-computer interaction where a computer is expected to be transported during normal usage or else mobile computing is the process of computation on a mobile device. The three main aspects of mobile computing are: mobile communication, mobile hardware, and mobile software. The first one address communication issues, as well as communication properties, protocols, data formats and concrete technologies, the second one describes the physical components. i.e. mobile devices and third one describes the characteristics and requirements of mobile application.

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Calculate APR