There are a number of application fields of mobile computing such as:

• Airline and Railway Industries
• Education Field
• Transportation Industry
• Manufacturing & Mining Industries
• Distribution Industry
• Banking and Financial Institutions
• Insurance & Financial Planning
• Hospitality Industry

M-learning is a most significant and most modern application of mobile computing out of the number of diversified applications. Computation through wireless medium such as PDAs, digital cell phone, palmtop provides m-learning. The main components of m-learning are:

• identity
• learner
• activity
• facility and
• collaboration

The standards used for wireless network right now are IEEE 802.11 wireless communication standard known as Wi-Fi and IEEE 802.15.1 wireless communication standard called Bluetooth. Regardless of the standards used, wireless networking provides learners with the opportunity to connect with colleagues and instructors via online resources from a number of varieties of places than are accessible via traditional wired connections.

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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