ROLE OF HR TO INCORPORATE EMOTIONAL INTELLIGENCE(4)

PERSONAL COMPETENCE SELF-AWARENESS

• Emotional Awareness: recognizing one’s emotions and their effect
• Accurate Self-assessment: knowing one’s strengths and limits
• Self-confidence: A strong sense of one’s self-worth and capabilities

SELF-REGULATION

• Self-control: Keeping disruptive emotions and impulses in check
• Trustworthiness: Maintaining standards of honesty and integrity
• Conscientiousness: Taking responsibility for personal performance
• Adaptability: Flexibility in handling change
• Innovation: Being comfortable with novel ideas, approaches and new information

MOTIVATION

• Achievement drive: Striving to improve or meet a standard of excellence
• Commitment: Aligning with the goals of the group or organization
• Initiative: Readiness to act on opportunities
• Optimism: Persistence in pursuing goals despite obstacles and setbacks

SOCIAL COMPETENCE EMPATHY

• Understanding others: sensing others’ feelings and perspectives, taking an active interest in their concerns
• Developing others: Sensing others development needs and bolstering their abilities
• Service orientation: Anticipating, recognizing, and meeting customers’ needs
• Understanding others: sensing others’ feelings and perspectives, taking an active interest in their concerns
• Developing others: Sensing others development needs and bolstering their abilities
• Service orientation: Anticipating, recognizing, and meeting customers’ needs
• Leveraging diversity: Cultivating opportunities through different kinds of people
• Political Awareness: Reading a group’s emotional currents and power relationships

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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