Bhattacharya & Sengupta (2007) developing of emotional intelligence in existing workforce requires time commitment and top management supports. The emotional intelligence can be incorporated by training and development, counseling psychotherapy and behavior changes. The development process preparation, training, maintenance and evaluation.

• Assess the organization’s need: Determine the competencies that are most critical for effective job performance in a particular type of job. In doing so use valid method such as comparison of behavioral events and also make sure the competencies to be developed are congruent with the organization culture and overall strategy.
• Assess the individual: The assessment should be based on the key competencies needed for the particular job and that data should come from multiple sources using multiple methods to maximize credibility and validity.
• Deliver the assessment with care: Give the individual information on his /her strengths and weakness. In doing so one should try to be accurate, clear and non judgmental. Provide feedback in a safe and supportive environment in order to minimize resistance and defensiveness.
• Encourage people to participate: Organization policies and procedures should encourage people to participate in development activity and supervisor should provide encouragement and the necessary support. Motivation will also be enhanced if people trust the credibility of those encourages them to undertake the training.

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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