Prior to today’s recession, Ng and Burke (2006) suggest that given a shortage of skilled workers, students will be selecting the organizations they want to work for based on the kind of working conditions and flexibility employers can offer in terms of location, technology, workspace, and human resource policies. Similarly, in a large study of the United Kingdom’s University senior year students’ perception of organizational attributes, the five most important organizational attributes cited by students are companies that invest in their employees, care about their employees as individuals, have clear opportunities for promotion, daily work variety, and a dynamic forward-looking business approach (Terjesen, Vinnicombe & Freeman, 2007).

Various studies have examined student career perceptions with respect to global and cultural issues. Gender difference in students’ career aspirations and expectations were more important than ethnic difference in a study comparing black, Mexican American, and white college freshman (Arbona & Novy, 1991). As recently as 2006, the life goals among graduating high school seniors from a wide variety of cultural backgrounds differed but career expectations did not (Chang, Chen, Greenberger, Dooley, and Heckahusen, 2006).

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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