Monotheism is the belief that there is only one God. It is totally opposite to polytheism, which is the belief that there is more than one god. Monotheism is one God-ism. According to John Hick, Monotheism is the belief that there is but one Supreme Being. In theology, monotheism is the belief in the existence of one deity or God, or in the oneness of God. The English word ‘Monotheism’ derives from the Greek word ‘mono’, which means single or one and ‘theos’, which means God; therefore, the term ‘monotheism’ clearly means belief in one God. The term monotheism refers to the religious experience and the philosophical perception that emphasize God as one, perfect, immutable creator of the world from nothing, distinct from the world, all powerfully involved in the world, personal, and worthy of being worshiped by all creatures. In this way, the term monotheism presupposes the idea of a divine being who is approachable through prayer.

In this respect monotheism differs from deism and from the various forms of monism. It also presupposes the unity of the divine and raises one God exclusively to absolute supremacy and power, producing and governing everything according to the divine will. In this regard, monotheism differs from those views that accept a plurality of divine beings. In the strict sense, monotheism best describes the idea of God in Abrahamic religions (Judaism, Christianity and Islam) especially in Judaism and Islam and in the philosophical systems based on these traditions.

But we can extend the term to include conceptions of deity in certain other traditions such as Zoroastrianism, Sikhism, and some forms of Hinduism and Buddhism, even though these traditions include somewhat different conceptions, such as the existence of evil forces alongside God, the nonpersonal nature of God, God’s complete immanence in the world, or the fundamental unreality of the world.

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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